Last Updated: 17th July 2025

Welcome to Wealth Wise. These Terms and Conditions (“Terms”) govern your use of our website, services, courses, content, and products (“Services”), whether you are a student, entrepreneur, institution, or visitor.

By accessing or using any part of our platform, you agree to comply with and be bound by these Terms. If you do not agree, please do not use our Services.

1. Eligibility
You must be at least 13 years of age to use our platform. If you are under 18, you must have parental or institutional consent. By using our Services, you represent and warrant that you meet these requirements.

2. Services We Provide
Wealth Wise offers:

• Online courses on personal finance, investing, and entrepreneurship

• Startup consultation and incorporation services

• Design, branding, website, and app development

• Marketing services including SEO and influencer partnerships

• Co-founder and investor matchmaking

• Educational programs in collaboration with schools and colleges

We reserve the right to modify, suspend, or discontinue any part of the Services at any time.

3. Registration and User Accounts
To access certain features, you may be required to create an account and provide accurate, current, and complete information. You are responsible for maintaining the confidentiality of your login credentials and for all activities that occur under your account.

4. Payments and Refund Policy
Pricing for services will be clearly listed on our platform or communicated directly. By purchasing our Services, you agree to pay the applicable fees.
Refunds are subject to eligibility and are evaluated on a case-by-case basis. No refund will be issued once consultation or development work has begun unless otherwise agreed.

5. Intellectual Property
All course content, branding, designs, materials, and intellectual property on our platform belong to Wealth Wise or our partners/licensors. You may not copy, distribute, modify, or reproduce any part of the platform without written permission.
You retain ownership of any business ideas or projects you bring to us, and we commit to treating your intellectual property confidentially.

6. Partner and Affiliate Services
We may partner with third-party service providers, including influencers, marketing agencies, and developers. While we take care to partner with trusted providers, we are not liable for services provided independently by third parties.

7. User Conduct
You agree not to:

• Violate any laws or regulations

• Use our platform to spread misleading or harmful content

• Impersonate another user or individual

• Infringe on intellectual property rights

• Attempt to hack or disrupt our services

Violation of these terms may result in suspension or permanent banning of your account.

8. Limitation of Liability
Wealth Wise is not liable for any indirect, incidental, special, or consequential damages that result from the use of our platform or services. All content is provided for educational and informational purposes only and does not constitute financial or legal advice.

9. Privacy Policy
Your use of our platform is also governed by our Privacy Policy, which describes how we collect, use, and share your personal information.

10. Governing Law
These Terms shall be governed by and interpreted in accordance with the laws of India. Any disputes shall be resolved in the courts located in [Your City/State].

11. Changes to These Terms
We may revise these Terms from time to time. The most current version will be posted on our website. Your continued use of the Services after changes are made indicates your acceptance of the revised Terms.
 
Educational Notice !
Wealth Wise is a financial literacy and entrepreneurship education platform. We do not provide selective investment advice, stock recommendations, portfolio management, or trading tips. All content is for awareness and learning purposes only. We are not SEBI registered and do not offer any SEBI-regulated services.